Beneficial State Bank (Beneficial State) is a State Chartered Bank, regulated by the Department of Business Oversight (DBO), and the FDIC. Chartered in 2007 under a unique foundation ownership model, Beneficial State Bank has local branches in CA, OR and WA. We offer checking, saving, loans, credit cards, online and mobile banking and everything else you’d expect from a bank — but we exist to serve your prosperity and goals, not to profit from them.
With 100% of the bank’s economic rights belonging to Beneficial State Foundation, any profits when distributed must flow into a public charity mandated by our bylaws to invest in low-income communities and the natural environment. We are also proud to be a certified B Corporation, which means we prioritize people, the planet and profit.
Ryan helps businesses save money, improve employee satisfaction, and increase brand value by helping them maximize the value of their sustainability efforts, including helping companies certify and thrive as a B Corp. His clients include Ben & Jerry’s, Klean Kanteen, Nutiva, CleanWell, Exygy, and the Filene Research Institute.
Honeyman Sustainability Consulting, a Certified B Corporation, was recently honored—alongside Patagonia, Seventh Generation, New Belgium Brewery, GoLite, and Method—on the 2014 B Corp “Best for the Environment List,” which recognizes businesses that have scored in the top 10% of all B Corps worldwide for positive environmental impact.
Ryan has written articles for TriplePundit, Sustainable Industries, and the CU Times. He has also been a featured speaker at the UC Berkeley Haas School of Business, San Francisco State University, Mills College, the California College of the Arts, the Sustainable Enterprise Conference, the Marin Renaissance Entrepreneurship Center, the New Sector Alliance, Nextspace, the Impact Hub Oakland, and the Impact Hub SoMa in San Francisco.
Ryan sits on the board of directors for the B Corp B2B Networking Group and Conscious Capitalism Bay Area. He holds a B.A. from the University of California, Santa Cruz and a M.Sc. from the London School of Economics and Political Science.