Beneficial State Bank (Beneficial State) is a State Chartered Bank, regulated by the Department of Business Oversight (DBO), and the FDIC. Chartered in 2007 under a unique foundation ownership model, Beneficial State Bank has local branches in CA, OR and WA. We offer checking, saving, loans, credit cards, online and mobile banking and everything else you’d expect from a bank — but we exist to serve your prosperity and goals, not to profit from them.
With 100% of the bank’s economic rights belonging to Beneficial State Foundation, any profits when distributed must flow into a public charity mandated by our bylaws to invest in low-income communities and the natural environment. We are also proud to be a certified B Corporation, which means we prioritize people, the planet and profit.
Upgrade your Management Operating System (MOS) – Build practical transparency about how the company as a whole creates value by applying the core logic of business math* to developthriving businesses and satisfying workplaces
Performance Management Institute’s (PMI) Accounting 3.0 ® enables mission-driven companies to implement purpose and metrics-driven culture. PMI delivers an upgraded MOS developed by the people who do the value creating work, installing a direct path to a mature measurement, reporting, and accountability system that can thrive in today's market.
By zeroing in on key decisions and actions that affect both profit and cash, everyone can prioritize on the most crucial drivers, and focus their teams on leveraging those drivers to deliver specified results. See www.performancemanagementinstitute.com/pmi-case-studies/
The PMI Solution also allows scaling to be done more easily as new management and staff is brought on, because leadership and staff business acumen has gone from informal personal wisdom to easily transferred & capitalized business knowledge.
Our core textbook on how to use accounting information to make money is Managing by the Numbers: A Common Sense Guide to Understanding and Using Your Company’s Financials (INC./Perseus), and on the decision/ action side is Transforming Performance Measurement:Rethinking the Way We Measure and Drive Organizational Success (AMACOM).
* The mathematical relationship of organizational property, contracts, and cash in the bank - to each other and related business decisions and actions
The Public Banking Institute (PBI) was formed in January 2011 and is a national educational non-profit organization working to achieve the implementation of public banking at all levels of the American economy and government: local, regional, state, and national.
We are part of the New Economy movement and are steadily advancing innovative short and long-term solutions to the damage caused by the Wall Street cartel and a dysfunctional banking system; and are regularly called on to provide expertise in subjects as diverse as bank capitalization, applicable banking regulation, governance, loan portfolio makeup, risk management and the newly proposed U.S. Postal Savings Bank.
Our vision is a national network of public banks, administered as public utilities that serve the public interest, run by public servants, providing transparency and accountability to the public.
RSF Social Finance is a nonprofit financial services organization dedicated to transforming the way the world works with money. Inspired by the work of Rudolf Steiner, RSF offers investing, lending, and giving services that generate positive social and environmental impact while fostering community and collaboration among participants. In partnership with our investors and donors, RSF has made $275 million in loans and over $130 million in grants since 1984 to for-profit and nonprofit social enterprises working in the areas of Food & Agriculture, Education & the Arts, and Ecological Stewardship. Underlying all our work is a spirited conversation about the role that money can play in the development of humanity.