Blaine N. Laney

Life is all about solving problems and finding solutions

Commercial Lender:  Blaine Laney is a highly successful, results-oriented 40-year veteran lender with 34 years in Community Banking.  His expertise and experience encompass Commercial Real Estate, Trade Finance, Letters of Credit, SBA, Asset-Based Lending on a Standard, Streamlined and Unsecured Basis, and Commercial Lines of Credit, Equipment and C&I Lending and buying and selling Participation Loans. 

Business Development: Mr. Laney supervised the successful transformation of two problem banks into well-organized profitable institutions.  He developed an extensive referral network with minority small businessmen and brokers that generated over 130 million in new business over the last three years, as well as strong niche markets for hotel and gasoline station lending, residential care homes, and student housing.  

Motivational Self-starter and Leader:  Mr. Laney believes in providing customers with excellent service with a commitment to honesty and integrity, as the keystone of successful relationship banking. An effective leader teaches his supervisors these principles in the implementation of the bank’s strategies and guidelines. The individual talents of team members are recognized and used to maximize their strengths, and to complement their weaknesses. This emphasis on superior customer service, teamwork, accountability, and responsibility has produced committed employees who have constructed solid, profitable loan portfolios.

Conversational in Japanese; some understanding of Mandarin Chinese, Korean, Tagalog, French, Hindi, Farsi, and Vietnamese.

October 2014 to Present   - Consultant with NorCal FDC, Oakland,

· Expanded financing to small/medium-sized businesses utilizing State-guaranteed loans with guarantees up to $2.5 million dollars, to promote C&I Lending and loans to owner-occupied businesses throughout California.  Specializing in Health Care, Manufacturing, Hotels, Apartments and Gas Stations.

· Strategic Planning and reorganize businesses into more profitable efficient businesses on an hourly and project basis.

· Evaluate worth of businesses being bought or sold


Managed special projects for affordable housing for Seniors and young families.

RMA (Risk Management Association) Board of Directors – Golden Gate Chapter 8 years

Associate Member CAHF (California Association of Health Facilities) -- 8 years

Associate Member DSN (Developmental Services Network) – Specializing in developmentally disabled, 4 years

Member Sheshunoff Affiliation Group for Chief Loan Officers -- 8 years

Lions Club -- 9 years; Japan-America Society --  8 years; Glacra Committee of Federal Reserve -- 3 years; Boy Scouts of America -- 33 years

Organizational Information
Loan Consultant